Can I get cash back at closing on a refinance?

This video and its contents are not intended for residents or home owners in the states of MA, NY or WA.

Yes. On a VA cash out refinance you can get as much cash at closing as you were approved for and the VA has no rule on the amount of cash or what you do with it. There is a slightly different answer on a VA IRRRL or streamline loan. You are not allowed to get any cash at closing except for two situations.

1. If doing a EEM loan (energy efficiency loan) then you can get the cash for the improvements.

2. You can get no more than $500 at closing for mathematical or computational differences not foreseen prior to the loan closing.

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Can I get cash back at closing on a refinance? rates of duty column 2
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